Colorful Life & Legacy

Household Risk Exposure Self-Assessment

Risk Management Tool

Evaluate Your Household Preparedness

Answer four quick self-reflection questions across core areas of family security to generate your preparedness score and identify potential risk exposure gaps.

1. Income Continuity & Emergency Buffer

How many months of essential household expenses could your liquid savings sustain if an income disruption occurred?

2. Healthcare & Income Protection Contingency

If a sudden illness or injury prevented you or your partner from working for 90 days, do you have an active income protection plan in place?

3. Estate & Legal Document Readiness

Are your family's vital legal documents (Will, Financial Power of Attorney, and Healthcare Directive) fully drafted, signed, and organized?

4. Beneficiary & Asset Alignment

Have you reviewed and confirmed primary and contingent beneficiary designations across all your accounts and policies within the last 2 years?